Important Legal Information

General Information Disclaimer

The information provided on this website is for general informational purposes only and should not be considered as professional financial advice tailored to your specific circumstances.

This disclaimer applies to all content, services, and materials available through myranovelitho.com and any associated platforms or communications.

Our consultations are designed to provide general guidance and analytical reviews rather than specific investment recommendations or guaranteed financial outcomes.

Information Accuracy and Completeness

While we strive to maintain accurate and up-to-date information, we cannot guarantee the completeness, accuracy, or timeliness of all content presented.

Users should verify all information independently and consider multiple sources before making financial decisions. Market conditions and regulations change frequently.

• Financial data and market information may be delayed or approximate
• Regulatory requirements and tax implications vary by individual circumstances
• Economic conditions and market performance are subject to rapid change

Limitation of Liability

myranovelitho Financial Planning Limited shall not be liable for any direct, indirect, incidental, or consequential damages arising from your use of our services or reliance on information provided.

Our maximum liability is limited to the amount paid for services in the twelve months preceding any claim.

Professional Advice Limitation

Our consultations provide general guidance and analytical reviews but do not constitute formal financial advice, tax advice, or investment recommendations.

You should consult qualified professionals including financial advisors, tax specialists, and legal counsel for advice specific to your circumstances.

External Links and Third-Party Content

Our website may contain links to external websites and third-party resources for your convenience and additional information.

We do not control, endorse, or assume responsibility for the content, accuracy, or practices of linked websites or third-party services.

Review the terms, privacy policies, and disclaimers of any external websites before engaging with their content or services.

Individual Results and Outcomes

Individual results may vary

Financial outcomes depend on numerous personal factors, market conditions, and implementation of guidance provided during consultations.

• Personal financial discipline and consistency in implementing recommendations
• Market conditions, economic factors, and timing of financial decisions
• Individual circumstances, risk tolerance, and existing financial obligations

Intellectual Property Rights

All content, materials, and intellectual property on this website remain the exclusive property of myranovelitho Financial Planning Limited unless otherwise specified.

Unauthorised reproduction, distribution, or modification of our content is strictly prohibited without explicit written permission.

You may view and print content for personal use only. Commercial use requires prior written authorisation from myranovelitho Financial Planning Limited.

Jurisdiction and Governing Law

This disclaimer and all related matters are governed by the laws of England and Wales, with disputes subject to the exclusive jurisdiction of English courts.

All contractual relationships and disputes shall be governed by English law and resolved through English courts or approved arbitration services.

We encourage resolution of disputes through direct communication before pursuing formal legal proceedings.

User Indemnification

By using our services, you agree to indemnify and hold harmless myranovelitho Financial Planning Limited from claims arising from your use of our services or violation of these terms.

This includes legal fees, damages, and costs associated with third-party claims related to your actions or decisions based on our consultations.

Severability of Terms

If any provision of this disclaimer is deemed invalid or unenforceable, the remaining provisions shall continue in full force and effect.

Invalid provisions will be replaced with enforceable terms that most closely reflect the original intent.

Modifications to Disclaimer

myranovelitho Financial Planning Limited reserves the right to modify this disclaimer at any time with appropriate notice to users.

Changes will be posted on our website with updated effective dates, and continued use constitutes acceptance of modifications.

Your continued use of our services following posted changes indicates acceptance of the updated disclaimer terms.

Contact Information

For questions about this disclaimer or our services, please contact myranovelitho Financial Planning Limited using the following information